Background Many Nigerian fintech products rely on a licenced bank or other regulated institution for the legally regulated layer beneath the interface. The fintech may

Introduction Prior to the advent of open banking, lenders have long relied on a mix of credit bureau data, bank statements, employment records, and increasingly,

Nigerian technology businesses already understand guardrails. Fintechs build transaction limits, velocity checks, and fraud detection into their payment rails. Banks apply identity and onboarding checks.

Introduction For over ten years, Nigeria’s fintech companies have grown rapidly by storing their data and running their apps on massive foreign tech platforms like

Nigerian startups operate in an increasingly globalised and competitive talent market. Experienced technical, product, finance, and commercial professionals now have access to opportunities with local

Nigeria’s telecoms sector has long operated on a familiar assumption that when service quality falls short, the subscriber usually bears the burden of pursuing redress.

Nigeria’s airtime and data credit market is undergoing a significant regulatory reset. What was once treated largely as a telecoms value-added service is now being

The first era of Nigerian fintech rewarded speed. Companies that could process payments faster, designed cleaner interfaces, and deliver smoother onboarding captured users and attracted

Following reforms to its anti-money laundering, counter-terrorism financing, and counter-proliferation financing (AML/CFT/CPF) framework, Nigeria was removed from the Financial Action Task Force (FATF) list of

Nigeria’s credit challenge is often misunderstood. The issue is not that Nigerians are inherently poor borrowers. Rather, the difficulty lies in how creditworthiness has traditionally