The first era of Nigerian fintech rewarded speed. Companies that could process payments faster, designed cleaner interfaces, and deliver smoother onboarding captured users and attracted

Following reforms to its anti-money laundering, counter-terrorism financing, and counter-proliferation financing (AML/CFT/CPF) framework, Nigeria was removed from the Financial Action Task Force (FATF) list of

Nigeria’s credit challenge is often misunderstood. The issue is not that Nigerians are inherently poor borrowers. Rather, the difficulty lies in how creditworthiness has traditionally

Introduction Across global tech ecosystems, the shift from “growth at all costs” to disciplined, efficiency-driven operations is unmistakable. Major companies have reduced headcount, restructured teams,

Most fintech founders treat compliance the same way many Nigerians treat car insurance: get the bare minimum coverage, pay the premium, hope you never need

Nigeria’s fintech story has been built on transfers. From USSD to instant bank transfers, Nigerian Fintechs have engineered a system that moves money fast, but

Across regulated industries, data is increasingly being treated as a sovereign asset rather than a purely commercial one. Governments are tightening expectations around where sensitive

The clock is ticking. With days left to the 31st March Compliance Audit Return (CAR) filing deadline, the Nigeria Data Protection Commission (NDPC) has made

In our previous edition, we examined how fintechs scale through acquisitions and why legal and regulatory design is critical to sustainable growth. Using the reported

The African fintech ecosystem opened 2026 with reports of Flutterwave’s acquisition of Mono, valued by multiple media outlets at between $25 million and $40 million.