Cyberbullying by Loan App Operators: Ethical Practices in Loan Recovery and Consumer Rights Protection
INTRODUCTION Money lending has long historical roots and financial technology has enabled the recent rise of digital lending platforms. These digital platforms provide quick and easy access to funds. Many digital lenders have emerged, providing credit access to individuals and MSMEs in dire economic straits. However, some digital lenders in a bid to enforce repayment […]
Data Breach Alert: Is Your Personal Information Safe?
Introduction The recent reports of a data breach at the National Identity Management Commission (NIMC) have raised serious concerns about data privacy and security in Nigeria. This alleged incident reveals the weaknesses in our current data protection system and the pressing need for stricter enforcement. This article examines the breach, its effect on data privacy, […]
Equity Dilution: What Founders and Early Investors Need to Know
Equity Dilution: What Founders and Early Investors Need to Know As startups grow and seek funding, understanding equity dilution is crucial for both founders and early investors. But what exactly is equity dilution, and why does it matter? What is Equity Dilution? Equity dilution happens when a company issues new shares, reducing the ownership percentage […]
