Nigeria’s Solar Mini-Grid Surge: A Blueprint for Emerging Markets?
Dear Readers, On September 9, 2025, United Capital Infrastructure Fund (UCIF) announced the signing of a $3.2 million dollars (approximately N5 billion naira) revolving credit facility with Nigeria’s leading clean energy company, Husk Power Energy Systems Nigeria Limited (Husk Power) at the Africa Climate Summit (ACS) in Addis Ababa. This landmark transaction stands as the […]
How the FCCPC’s 2025 DEON Regulation is Reshaping Nigeria’s Digital Lending Landscape
For years, consumer lending was one of the easiest ways to enter Nigeria’s fintech space. Startups could operate with a simple state-issued moneylender’s licence and minimal oversight. This low barrier spurred innovation in marketplaces, wallets, telcos, HR platforms, and agri-tech firms that layered credit offerings onto their existing products. This led to the growth of […]
Startup Investment Readiness: How to Prepare for Investor Due Diligence
Introduction Raising outside capital transforms a startup from a founder-led operation into a company that must be transparent, structured, and capable of meeting investor scrutiny. Many founders refine their pitch decks and focus on dilution models (see previous publication), but few prepare adequately for due diligence—the phase where investors verify whether your company is what […]
Biometrics on the Rise: Key Considerations for Nigerian Startups
Introduction Once considered futuristic, biometric technology is now part of everyday life in Nigeria’s digital landscape. From unlocking phones with a face scan to authorising payments with a thumbprint, Nigerians are quickly embracing biometric authentication. Adoption is accelerating across fintech, insurtech, healthtech, and digital marketplaces, creating new opportunities for Biometrics-as-a-Service providers. Biometrics uses measurable physical, […]
REGULATORY MAPPING IN THE NIGERIAN FINTECH SECTOR (TALP’S FINTECH SERIES 4)
Introduction Nigeria’s Fintech revolution is unstoppable, but so are the regulators. With over 430 companies now transforming how money moves, from digital banking and mobile payments to blockchain, lending, and wealth management, the sector has become one of Africa’s most vibrant innovation hubs. But rapid growth attracts not just capital and customers, but also scrutiny. […]
Moonlighting in the Nigerian Tech Industry: What Employers and Employees Need to Know
Introduction Moonlighting (holding down a full-time job while running a side hustle) is fast becoming the norm in the global tech space. For employees, the perks are obvious: extra income and a safety net. For employers? It is dealing with employee’ burnout, slipping performance, conflicts of interest, and even misuse of company resources and confidential […]
IP OWNERSHIP 101: A FOUNDER’S GUIDE TO PROTECTING YOUR STARTUP’S ASSETS
For most tech startups, the real asset is not a sleek office or shiny gadgets; it is intellectual property (IP). Your code, brand, and ideas are the foundation of value. But if you don’t secure ownership, that foundation can collapse overnight. Too many founders discover this the hard way, battling co-founders in court over who […]
Unlocking Stranded Gas: Why the Gulf of Guinea Gas Pipeline Matters for Nigeria’s Energy Future
Dear Readers, Nigeria, with over 210 trillion cubic feet of proven natural gas reserves, the largest in Africa and the eighth largest globally, still struggles to fully harness this wealth, as inadequate pipeline infrastructure leaves much of the gas stranded. Against this backdrop, the recent Joint Communiqué signed in June between Nigeria and Equatorial Guinea […]
Contractor Or Employee? The Startup Dilemma That Can Define Your Future
Introduction For most startups, survival hinges on one thing: how well resources are managed. In the race to cut costs and scale smartly, staffing becomes both a founder’s greatest strength and toughest challenge. The dilemma is clear: people are your biggest asset and your biggest cost. Do you hire full-time employees who grow with the […]
Understanding Commercial and Microfinance Banking Licenses in Nigeria (TALP’s Fintech Series 3)
Introduction Fintech licenses come with limits and many fast-growing players are now turning to banking licenses as a more scalable path forward. Moniepoint is a prime example. It began as a mobile money operator, transitioned to a microfinance bank, and is now pursuing a full commercial banking license. The aim? To overcome regulatory constraints, broaden […]
